feat(api): add M5 coverage controls and frontend spec

backend/command-api/scripts/seed-v2-demo-data.mjs

@@ -256,6 +256,36 @@ async function main() {
       [fixture.benefits.commuter.id, fixture.tenant.id, fixture.staff.ana.id, fixture.benefits.commuter.title]
     );
 
+    await client.query(
+      `
+      INSERT INTO staff_benefit_history (
+        id, tenant_id, staff_id, benefit_id, benefit_type, title, status,
+        effective_at, ended_at, tracked_hours, target_hours, notes, metadata
+      )
+      VALUES
+        (
+          $1, $3, $4, $5, 'COMMUTER', $6, 'PENDING',
+          NOW() - INTERVAL '45 days', NOW() - INTERVAL '10 days', 18, 40,
+          'Hours were below threshold for payout window.',
+          '{"source":"seed-v2-demo","period":"previous"}'::jsonb
+        ),
+        (
+          $2, $3, $4, $5, 'COMMUTER', $6, 'ACTIVE',
+          NOW() - INTERVAL '9 days', NULL, 32, 40,
+          'Current active commuter stipend tracking.',
+          '{"source":"seed-v2-demo","period":"current"}'::jsonb
+        )
+      `,
+      [
+        fixture.benefitHistory.commuterPending.id,
+        fixture.benefitHistory.commuterActive.id,
+        fixture.tenant.id,
+        fixture.staff.ana.id,
+        fixture.benefits.commuter.id,
+        fixture.benefits.commuter.title,
+      ]
+    );
+
     await client.query(
       `
       INSERT INTO emergency_contacts (

backend/command-api/scripts/v2-demo-fixture.mjs

@@ -99,6 +99,14 @@ export const V2DemoFixture = {
       title: 'Commuter Support',
     },
   },
+  benefitHistory: {
+    commuterActive: {
+      id: '9e46729a-ff53-4d1b-9110-7ee5c38a9001',
+    },
+    commuterPending: {
+      id: '9e46729a-ff53-4d1b-9110-7ee5c38a9002',
+    },
+  },
   orders: {
     open: {
       id: 'b6132d7a-45c3-4879-b349-46b2fd518001',